Kimberly Brouton

Kimberly Brouton

Sales Associate

Languages Spoken:

  • English
  • 908-755-5300 ext 405
  • 908-943-4095
  • 908-755-5300
  • 225 Maple Avenue
    South Plainfield, NJ 07080
Contact Me

Welcome to my Website

Owning a Home is the American Dream!

My goal is to educate my clients on the buying and selling process. I understand that this is one of the biggest transactions you will make in your lifetime. So,I want to be there to hear and understand your goals in-order to help you decide if buying or selling a home is the right option for you!  And if you decide that you are ready to make that move I will be patiently besides you every step of the way to guide you through the process and make it as stress-free as possible.  Whether you're a $50,000 or $5,000,000 client,I promise that you would receive the same Quality of Service and Respect!

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Come Let Me Help You Make Your Dream Into Reality!

Designations

  • REALTOR®
  • MLS

Professional Background

 

 

 I am a hardworking Resident of Union County with over 15years of Customer Service Experience.

Community Involvement

I'm a proud volunteer of the Sickle Cell Anemia Association of NJ and Habitat for Humanity of Plainfield. I have attended The Love of Jesus Family Church in Orange for the past six years.

Please Contact me If you would more information on becoming a volunteer (908)-943-4095

Personal Background

I'm a lifelong resident of Essex and Union county.I come from a family of 6 children, 3 girls and 3 boys. From a very young age my parents taught me the importance of family,respect,truth,loyalty, values,love and faith. To this day I still abide those principles and some day hope to instill them into my own children.

Personal Interests

I enjoy shopping,site-seeing,cooking,jogging,taking nature tours,nature photograpy,jazz,gospel music,classical music,basketball,ballet and traveling. My favorite foods are italian, seafood and indian cruisine.

 

Preparing To Buy a Home

10 Ways to Prepare for Homeownership

 

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

 

 

 

 

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.Copyright 2008. All rights reserved.

 

Preparing to Sell Your Home

5 Things to do Before Putting Your Home on the Market

 

1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you’ll be able to make repairs before open houses begin.

 

2. Organize and clean. Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine.

 

3. Get replacement estimates. Do you have big-ticket items that are worn our or will need to be replaced soon, such your roof or carpeting? Get estimates on how much it would cost to replace them, even if you don’t plan to do it yourself. The figures will help buyers determine if they can afford the home, and will be handy when negotiations begin.

 

4. Find your warranties. Gather up the warranties, guarantees, and user manuals for the furnace, washer and dryer, dishwasher, and any other items that will remain with the house.

 

5. Spruce up the curb appeal. Pretend you’re a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look neatly manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments?

 

 

 

 

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.Copyright 2008. All rights reserved.

 

Blog

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